⚠ DRAFT — Hong Kong terms & conditions not yet written.

Terms & Conditions — Hong Kong

Hong Kong terms and conditions are being prepared and will be published here before the Hong Kong service goes live.

Note — Lawyer

Draft HK terms under Hong Kong law. Holgerson is not yet a licensed lender in Hong Kong (licence application in progress) — these terms must NOT state or imply licensed status, and must NOT reference the Israeli licence. Do not reuse the Israel terms.